Category: Financial Aid

2019, College Affordability, Financial Aid, Research/Policy, ROI/College Outcomes

The Problem with Loan Forgiveness

By Dr. Watson Scott Swail, President & Senior Research Scholar, Educational Policy Institute Last week, Presidential nominee and Senator Elizabeth Warren called for the cancellation of student loan debt for 42 million borrowers. According to an article by InsideHigherEd.com, this would result in cancelation of $50,000 of loan debt for former students who incomes are less than $100,000 and even provide forgiveness for those with incomes up … Continue reading The Problem with Loan Forgiveness

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2018, College Affordability, Financial Aid, Research/Policy

You Can Pay Me Now, or Pay Me Later.

By Watson Scott Swail, President & Senior Research Scholar, Educational Policy Institute Back in 1971, the FRAM oil filter company introduced what would become a very popular commercial on TV that ended with this tag line: “You can pay me now, or pay me later.” The meaning being that the cost of a $10 oil filter could save you hundreds or thousands of dollars down the road. … Continue reading You Can Pay Me Now, or Pay Me Later.

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2018, College Affordability, Financial Aid

Robin Hood, Michael Bloomberg, and College Affordability

By Watson Scott Swail, President & Senior Research Scholar, Educational Policy Institute Listen to today’s Swail Letter on iTunes and Soundcloud. This week, it was announced that the 11th richest person in the world, former New York City Mayor, and potential Democratic 2020 Candidate Michael Bloomberg gave his alma mater, Johns Hopkins University, a record-breaking $1.8 billion gift for student aid to ensure that their admissions … Continue reading Robin Hood, Michael Bloomberg, and College Affordability

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2018, College Affordability, Financial Aid

A New Plan for Student Debt?

By Watson Scott Swail, President & Senior Research Scholar, Educational Policy Institute Although four years late, House Republicans and Democrats are looking at a potential reauthorization of the Higher Education Act of 1965, which used to be reauthorized every four years during the 70s, then pushed to six years in the 80s and 90s, and now will likely be 10 years for the last two reauthorizations … Continue reading A New Plan for Student Debt?

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2018, College Affordability, Financial Aid, Retention, Student Success

The New Dropout Crisis? Not so New

By Watson Scott Swail, President & Senior Research Scholar, Educational Policy Institute The New York Times David Leonhardt, one of the few journalists that I read on a daily basis, published an article this morning on the “new dropout crisis.” The crisis, in this case, is that the national college dropout rate has eclipsed the national high school dropout rate. While I am glad to see … Continue reading The New Dropout Crisis? Not so New

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