The Problem with Loan Forgiveness

By Dr. Watson Scott Swail, President & Senior Research Scholar, Educational Policy Institute Last week, Presidential nominee and Senator Elizabeth Warren called for the cancellation of student loan debt for 42 million borrowers. According to an article by InsideHigherEd.com, this would result in cancelation of $50,000 of loan debt for former students who incomes are less than $100,000 and even provide forgiveness for those with incomes up … Continue reading The Problem with Loan Forgiveness

You Can Pay Me Now, or Pay Me Later.

By Watson Scott Swail, President & Senior Research Scholar, Educational Policy Institute Back in 1971, the FRAM oil filter company introduced what would become a very popular commercial on TV that ended with this tag line: “You can pay me now, or pay me later.” The meaning being that the cost of a $10 oil filter could save you hundreds or thousands of dollars down the road. … Continue reading You Can Pay Me Now, or Pay Me Later.

Robin Hood, Michael Bloomberg, and College Affordability

By Watson Scott Swail, President & Senior Research Scholar, Educational Policy Institute Listen to today’s Swail Letter on iTunes and Soundcloud. This week, it was announced that the 11th richest person in the world, former New York City Mayor, and potential Democratic 2020 Candidate Michael Bloomberg gave his alma mater, Johns Hopkins University, a record-breaking $1.8 billion gift for student aid to ensure that their admissions … Continue reading Robin Hood, Michael Bloomberg, and College Affordability

Educational Opportunity: The Interview at Tarrytown

By Watson Scott Swail, President & Senior Research Scholar, Educational Policy Institute On April 13, 2015, I provided the keynote for the Tri-State Consortium of Opportunity Programs in Higher Education at their Biennial Conference. GIven the subject matter, I thought this might be of interest for readers and listeners. The interview is also available on Youtube here.    Q: There is a lot of research coming out, … Continue reading Educational Opportunity: The Interview at Tarrytown

The Only Thing We Have to Fear…

By Watson Scott Swail, President & Senior Research Scholar, Educational Policy Institute Please listen to our podcast version of The Swail Letter. It’s fun.   Fear seems to be ruling the world right now, especially within the United States. The population has bought into fear-mongering, 85 years after Franklin Delano Roosevelt uttered this phrase: “So, first of all, let me assert my firm belief that the … Continue reading The Only Thing We Have to Fear…